Thursday, September 22, 2016

Learn How To Determine And Boost The Market Value Of Your Miami Home

As a homeowner in Miami FL, you should always be aware of your home’s market value. Why? Because you will know what’s happening in the market and can also look for opportunities to enhance that value whenever possible. You will also be able to plan ahead so that when you list your home, it will immediately appeal to buyers.

The determination of your home’s market value is a process that calls for accuracy and attention to detail. There are so many ways you can do this. Find out more on the popular and not-so-popular ways of doing this in the following post by a real estate expert:

How To Determine The Market Value Of A Home

As a homeowner, regardless if you’re thinking of selling your home or not, you should always be concerned about the market value of your home.  Certainly when you’re thinking about selling your home you will be more interested in how much your home is worth than if you’re not thinking about selling.

Over the past 5 years as one of the top Realtors in Rochester NY, I’ve been approached by many homeowners who are wondering how they can determine the market value of their home.  There are several methods of determining market value of homes that should be avoided like a disease and others that are great for determining the market value of a home. Read more at Rochester Real Estate Blog…

home value

Image Courtesy of Tecnologia Domotica

As explained, some methods used today are completely untrustworthy and it will do you well to avoid them. Instead, get an accredited person to do the job for you to be on the safe side.

Taking good care of your home will be of benefit in adding value to your property. Have you ever wondered how else you can add value to your home? The following post gives the findings of a research carried out on the subject:

Study finds solar power systems increase market value of homes

Findings from a team of real estate appraisal experts and a researcher at the Lawrence Berkeley National Laboratory suggest that adding a photovoltaic solar power system to a home increases the home’s value across six states.

The market value of photovoltaic systems, or PV systems, has been unclear, leaving appraisers, homeowners and developers in the dark about whether they would increase home value. PV systems produce electricity from sunlight using semiconductor materials.

The study brought together a team of seven appraisal experts and Ben Hoen, a staff research associate at the Berkeley Lab and co-author of the report. The team observed that PV systems increase the market value of a home in markets in California, Oregon, Florida, Maryland, North Carolina and Pennsylvania. Read more at…

houses for sale

Image Courtesy of Junk Mail

A solar system will not only increase your home’s value, it also will reduce your utility bills and is therefore a worthwhile investment.

With the increased awareness about the environment, a lot has also changed in the real estate industry. The following post explains this further:

Green home features now increase value and marketability of homes

Consumers in today’s real estate market are ready and willing to pay more for environmentally friendly, high performance features. Whether for the environmental advantages, the cost savings, or just for the sake of keeping up with trends, people are embracing green home features more than ever before.

Homes with these green features tend to be more marketable and sell for a greater market value. With green features being so popular, competitive real estate professionals need to stay educated on both the features themselves, and ways to market them. Read more at The Real Daily…

green home

Image Courtesy of Wikimedia

These tips will go a long way in helping you determine and increase the market value of your home. On the other hand, if the market value of your Miami FL home is not as good as you’d like but you don’t have the money to fix it, you might consider selling it to a cash-buyer. Call us today for more information on how to sell your home for cash fast.

Featured Image: Image Credit

The post Learn How To Determine And Boost The Market Value Of Your Miami Home appeared first on Mason Buys Houses.

by esther via Mason Buys Houses

Tuesday, August 23, 2016

6 Owner Financing Tips For Sellers In Greenville

If you’re thinking of selling your house using owner financing, make sure you read this blog post to learn the 6 owner financing tips for sellers in Greenville…

There are many ways to sell your house. You could list it on the market and see what sellers will pay. You could work with a real estate buying company (like what we do here at Mason Buys Houses) and get a fair all-cash offer, or you can consider owner financing and “be the bank” to sell your house to a buyer and collect payments over time.

Owner financing is a valuable but under-used strategy to sell your house. It’s where you offer terms to the buyer to pay you regular payments (just like a mortgage). Here are 6 owner financing tips for sellers in Greenville

Owner Financing Tip #1: Don’t Focus Only On Price

Price is just one component. Of course, you’ll want to find a price that is fair for both of you but there are other considerations as well (which could benefit you more than the asking price).

Owner Financing Tip #2: Timeline

Think about the timeline you want to be paid in. Banks might offer 5, 10, 15, 20, and 25-year mortgages. Do you want to accept payments over that period of time? Your buyer will want to find a timeline that works for them, too: they might not want to be paying you 25 years down the road!

Owner Financing Tip #3: Terms

The terms of the deal are one of the most important yet most overlooked parts of the deal. The terms might include things like how much down payment you want if there’s an early repayment penalty or a late payment penalty, and most important – how much interest you charge.

Owner Financing Tip #4: Protect Yourself

Even if you enter into an agreement with someone who is completely trustworthy, things could still go wrong – so make sure you protect yourself. For example, make sure you have insurance and the other person does as well for the various situations that could occur. And consider including a clause that retains the ownership of the house in your name until the house is fully paid.

Owner Financing Tip #5: Build Contingencies

Most of your owner financing agreement will be built around the “ideal plan” – of what would happen if everything goes perfectly. But sometimes things happen outside of our control, so building contingencies allow you to make better decisions if the unexpected happens. For example, what if the buyer no longer wants the house, or can longer pay, or wants to pay early, or wants to use the house in a different way than expected? Or what if your circumstances change and you no longer want to sell or you need to sell even faster? Agree to the contingencies with your buyer ahead of time and the arrangement will be so much smoother.

Owner Financing Tip #6: Get An Attorney

No matter how you ultimately structure your owner financing deal, make sure you work closely with an attorney who can help you. A poorly worded agreement could end up hurting you; an attorney can help.

Are you thinking about selling your house?

If you’re thinking of selling and are exploring your options, consider selling directly to us. If you don’t want to go through the hassle and headache of selling to the market then we might be able to help. Call our team at 864-300-2110 or click here now and fill out the form and we’ll give you a fair all-cash offer on your house.

The post 6 Owner Financing Tips For Sellers In Greenville appeared first on Mason Buys Houses.

by mason via Mason Buys Houses

Tuesday, August 16, 2016

Would An Investor Buy My House In Greenville For Close To Asking Price?

Are you looking to sell a house in Greenville, the [market_zipcode} zipcode, or anywhere in South Carolina? Then this blog post will answer the question, “Would an investor buy my house in Greenville for close to asking price?” Keep reading to find out the answer…

When it comes to selling your house, you have a couple of options:

  • You can sell it on the market by stating your asking price and then working with an agent to try and find a buyer (or trying to find a buyer yourself).
  • You can skip the “sell-on-the-market” process and just work with a buyer directly (like what we do here at Mason Buys Houses) who can offer you a price for your house.

If you’re wondering, “Would an investor buy my house  in Greenville for close to asking price?” then here’s what you need to know:

Why Investors Invest

An investor invests in real estate because they hope to buy at a lower price and either sell at a higher price or rent out the property. Therefore, investors are motivated to find houses that are priced affordably for them to buy.

Before you set your asking price, think about what benefit an investor provides…

Understanding The Asking Price

would an investor buy my house for my asking price

Your asking price is a starting point for the negotiation. Even if you sell to someone on the market (through the help of a real estate agent), your asking price will be the starting point and the buyer will usually try to negotiate a lower price.

But here’s what most people don’t realize: the asking price has other factors built in… for example, it assumes that you have fixed up and cleaned up your property so it’s in pristine shape and ready for buyers. And, don’t forget that you have to pay bills, insurance, and taxes on your property the whole time an agent tries to find a buyer (which can take months). And then you’ll have to pay the agent a commission, which might be thousands of dollars.

So your asking price has all of these things “built into it”.

An Investor Skips All This

When you work with an investor, you actually skip all of this. You don’t have to fix up or clean up your house so you can save thousands of dollars there. And, you don’t have to pay bills, taxes, and insurance for months while you wait for a buyer to be found, so you save thousands of dollars there. And, you don’t have to pay a commission because no agent was used, so you save thousands of dollars there.

Add it all up: you save thousands of dollars by selling TO an investor instead of selling THROUGH an agent.


Selling to an investor allows you to sell faster and avoid all those expenses. That’s why an investor might not be able to buy a house near your asking your price. However, the discount you might provide them is money you wouldn’t see anyway while you wait months and “gamble” to sell your house on the open market.

Do you want to sell your house fast in Greenville?

If you’re looking to sell fast, get a fair all-cash offer from us. Just click here now to fill out the form or call our office at 864-300-2110.

The post Would An Investor Buy My House In Greenville For Close To Asking Price? appeared first on Mason Buys Houses.

by mason via Mason Buys Houses

Tuesday, August 9, 2016

Can Appraisals Affect The Selling Price On A House In Greenville?

If you’re thinking about selling your house then you are probably trying to figure out what your selling price might be. Part of that process is getting an appraisal (or valuation) on your home. So, if you’re wondering, “Can appraisals affect the selling price on a house in Greenville?” then keep reading…

When selling your house, you’ll be juggling a lot of numbers!

  • There’s the asking price – the price you WANT to sell your house for
  • There’s the appraisal or valuation – the price that a real estate professional thinks you should try to sell your house for
  • There’s the selling price – the price that someone will ultimately pay for your house.

Can Appraisals Affect The Selling Price On A House?

Here’s the answer:

An appraisal should probably affect your asking price but it won’t affect the selling the price. Here’s why…

An appraisal is an educated guess. When you want an appraisal, the professional who gives you the appraisal will usually find the number based on what other comparable houses in the area have sold for recently.

They’ll look at several factors (including, but not limited to the number of bedrooms or bathrooms, whether the basement is finished or not, etc.). Of course, it’s just an educated guess based on research, and there are other factors that may influence the price beyond the appraisal.

The appraisal will highlight things you want to be aware of. It will show you what other people are willing to pay for a house and often what they consider to be important factors in the area.

The appraisal will then help you select an asking price that potential buyers seem willing to pay. For example, you might choose an asking price that is higher than the appraisal because your house is a better house, or you might choose an asking price that is lower than the appraisal because your house needs some work.

The Bottom Line

The appraisal is a guide; an educated guess. But you should also be aware that the appraisal is not always correct. There are many factors that determine the sale price of a house and an appraisal is only a starting point. Therefore, it won’t likely influence the selling price.

Are you thinking about selling your house?

Why bother with an appraisal at all? Why bother with showing your house to a bunch of strangers, and waiting month while they decide whether or not they want to buy. You can get a fair all-cash offer from us to buy your house fast… and then you don’t have to worry about getting an appraisal, or listing the house, or showing your house, or negotiating. Just pick up the phone and give our team a call at 864-300-2110 or click here now and enter your information into the form.

The post Can Appraisals Affect The Selling Price On A House In Greenville? appeared first on Mason Buys Houses.

by mason via Mason Buys Houses

Wednesday, August 3, 2016

How Important Is The Asking Price When Selling A House In Greenville South Carolina?

If you’re thinking about selling your house in the [market_zipdcode] zip code (or anywhere in South Carolina, one of the first things you’ll think about is selling price. How much should you sell the house for? But there’s one question you should understand first, and that is: How important is the asking price when selling a house in Greenville South Carolina? In this blog post, we’ll answer this question to help equip you when you sell your house…

When you want to sell your house, you set an asking price. Of course, most people know that this is rarely the selling price – so why set an asking price at all? Just how important is the asking price when selling a house in Greenville South Carolina?

An asking price is actually a very useful “tool” that does 3 things for you.

First, It Attracts Certain Buyers And It Repels Certain Buyers

There are buyers at every price point in the spectrum. A higher price will catch the attention of higher end buyers (while it repels low-end buyers) and a lower price will attract the attention of lower-price buyers (while it repels high-end buyers).

There’s nothing wrong with this – after all, you don’t want to waste your time trying to sell your house to someone who has no intention of buying. So the right asking price can be used to help the right buyers see your house as a desirable purchase.

Second, It Reveals Information To Buyers

The price of your house, in comparison to similar houses, will reveal information to potential buyers. For example, if you live in a neighborhood where the average sale price is $100,000, and you’re asking $75,000, what does that say to buyers? It says that your house may need some work or you’re in a hurry to sell. And what if you live in that same neighborhood but ask $125,000? It might say that your house is superior to the other houses because of how you’ve decorated it.

Third, It Is Tthe Starting Point Of Negotiations

It’s very rare for a house to sell at exactly the asking price. All home sales are negotiations between the sellers and the buyers (and the agents that might represent them). The asking price simply puts a piece of information out there for negotiations to begin from. As a seller, you might put out the price and then work on getting a higher price while your sellers start with that price but work on getting a lower price.

So, just how important is the asking price when selling a house in Greenville South Carolina?

It’s very important to help a house sell. But it’s not the only way to sell! If you’re not sure what your asking price should be, or if you’d like to skip the sales process altogether, you can get a cash offer from us!

Are you looking to sell your Greenville house fast?

If you’d like to sell your house and skip the sales process altogether, then call our office at 864-300-2110 or click here now to fill out the form. We’ll get back to you within 24-48 hours to make you an offer on your house.

The post How Important Is The Asking Price When Selling A House In Greenville South Carolina? appeared first on Mason Buys Houses.

by mason via Mason Buys Houses

Friday, July 29, 2016

Denver Mortgage Working For You?

Owning a home is a great achievement that is worth every effort you put into it. However, since most of us are simply not in a position to pay for a new home in cash, mortgages have become part of our lives. A mortgage allows you to pay for the price of the home over an extended period of time, but this allowance presents a number of challenges you need to be aware of. Visit Quick Note Buyer if you have a mortgage note to sell.

mortgage company

Image Courtesy of Geograph

For instance, a mortgage incurs a huge debt that can be a significant financial burden. On the other hand, though, it gives you the ability to purchase an asset whose value increases over time. This adds to your financial portfolio, gives you tax breaks and takes care of your basic need for shelter. We buy houses in any condition.

When getting a mortgage, ignorance may just be your worst enemy, which is why you need to get as much information as you can about what you’re getting yourself into. The following post discusses some of the mistakes home buyers make when dealing with mortgages:

The 5 Biggest Mortgage Mistakes You Can Make

For most buyers, the mortgage is the largest monthly expense they will have. Yet most borrowers will do little to no preparation, negotiation, or shopping to get the best deal. And they end up paying much more for their loans than they need to. You? You’re smarter than that, or you wouldn’t be reading this article. Here are five of the biggest mistakes that can cost you real money. Read full post at Realty Times…

One of the biggest hurdles you need to jump when you want to purchase a new home is getting approved for a mortgage. You may assume that mortgage approval should not be a problem when mortgage rates are low (as they are now), but that is often not the case. This is because mortgage lenders will typically be working with more customers. As such, it can actually take longer to approve a mortgage.

The following post discusses some ways to ensure your application is actually approved:

Home Mortgage Loan Guide: 10 Easy Tips to Get Approved

The housing market may fluctuate with the economic trends of the day, but one thing that often remains the same no matter what the current conditions bear is the difficulty many consumers will face when applying for a home mortgage.

For some it can be a long and frustrating process that ends in denial of their application for any number of reasons. But those who enter into the mortgage application process having done their homework first can greatly improve their chances for success, and it doesn’t require much more than taking some preliminary steps that will prove beneficial for matters far beyond application on a home mortgage loan. Read full post at Banking Sense…

Mortgage application

Image Courtesy of PicServer

Mortgage requirements apply for everyone, but they are typically designed for employed individuals. With a growing number of Americans being their own bosses, it only makes sense that there are now more self-employed people that would want to buy homes. The mortgage application requirements are the same, making it a challenge for them to meet. The following post offers some tips to meet these requirements:

Self-Employed? 8 Keys to Getting Approved for a Mortgage and Buying a Home

Your office might be a built-in desk in the corner of a spare bedroom, a downtown co-working space — or the front seat of your pickup. The Bureau of Labor Statistics reports there are 15 million self-employed workers in America living the dream, being their own boss. Sure, it can be a struggle, but there is great satisfaction in seeing your very own business grow from a sketch on paper to profitability.

Until you try to get a home loan. Self-employed people have to work harder to score a mortgage. Here’s how to crack the code on getting the credit you deserve. Read full post at Redfin…


Image Courtesy of Flickr

You need to learn all the ins and outs of a mortgage before committing your finances to this type of loan. You do not want to end up in a foreclosure, as this will leave a huge dent in your wallet as well as your credit score. Remember that every mortgage is different, so take your time to choose the lender and mortgage structure that will work for you. If you are facing foreclosure and want to sell, we are buying houses in the Denver market.

Featured Image: Image Credit

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by esther via Mason Buys Houses

Wednesday, July 13, 2016

What’s So Special About Homeowners That Pay Off Their Mortgages Fast?

Most people, if not all, would be ecstatic about paying off their home loans quickly and living debt-free. Unfortunately, a lot of us tend to think of that as nothing but a pipe dream, or something reserved for those who earn more than they need. If you have a second home that you inherited and would rather have the cash, we would like to make you a fair cash offer.

However, this is not the case at all. It’s possible to clear off your mortgage quickly, but you must be willing to sacrifice – delayed gratification anyone?

mortgage math

Image Courtesy of YouTube

Here’s an inspirational story from Canada about a guy who chose to do whatever was needed to live debt-free:

Pay off your mortgage, live debt free: how one guy did it in 3 years

“Ding dong, the mortgage is dead,” a jubilant Sean Cooper announces as he sets fire to his mortgage in front of cheering friends outside a Toronto restaurant.

“I feel like the weight of the world has been lifted off my shoulders,” he declares.

Cooper has just achieved what many Canadians aspire to do: pay off our home and celebrate with a mortgage-burning party. He just did it decades faster than most of us.

In 2012 Cooper bought a house in Toronto for $425,000. He then embarked on a painstaking financial plan — including working three jobs and living like a pauper — to pay off his $255,000 mortgage as soon as possible.

He achieved his goal in just three years and two months — at the age of 30. See full article at CBC…

Living frugally is one of the sacrifices you’ll probably need to make if you are to pay off your mortgage quickly. The good thing is that there is now a lot of helpful information out there about how to be successful at frugal living.

home money

Image Courtesy of YouTube

Unfortunately, most people miss the point entirely when it comes to making the most of their money by being frugal. As Alex from Team EOD argues, you’re not really gaining much from being frugal if you’re not also working toward paying off your mortgage quickly.

Why Being Frugal Is Pointless Unless You Crush Your Mortgage

I’m sure I’m not the only one around here that gets a lot of benefit reading the great tips and insightful behavioral issues that we all have with money here on Enemy Of Debt, however over the course of many years I’ve talked to a number of friends and family in confidence as well as read a lot about how people handle their finances and there is one HUGE pitfall that I’ve noticed almost everyone has.

They all have tunnel vision.

Most people are so busy, so concerned, so consumed with the immediate things in front of their eyes that they completely ignore everything else. For example stop and think about what money related issues you dealt with today. Read full post at Enemy Of Debt…


Image Courtesy of Pixabay

Image Courtesy of Pixabay

On the other hand, depending on what you do, you just may be one of the lucky few that happen upon a windfall and pay off all their debts. It might just happen, especially if you’re a close friend to a famous artist like Ed Sheeran and you get to co-write a hit:

Ed Sheeran Pays Off Woman’s Mortgage So She Never Needs To Worry About Money Again

It isn’t common knowledge, but one of Ed’s most famous songs, “Thinking Out Loud” was co written by a close friend of his called Amy Wadge. He recently told the story of how she came round to his house for a songwriting session whilst being strapped for cash. The end result was one of Ed’s most famous tracks.

Ed, 24, revealed:

“She drove to my house – my album was nearly done – and she asked if I could put a song from when I was 17 on the deluxe album, so she could get a little bit of money and pay the mortgage and bills and stuff. While she was there, we wrote Thinking Out Loud. Now she never has to worry about money again. She was going through financial troubles about a year ago.” Read full post at Aunty Acid…

But even Amy’s ‘windfall’ was really from her work, and keep in mind she was previously facing financial problems too. The message here is that paying off your mortgage quickly is something you can do. Why not start working on it now?

At Mason Buys Houses, we’re rooting for your financial success. However, things may have already gone horribly wrong and you may not have any way to pay off your mortgage. If you’re looking to sell off your house for cash, we can offer you a fair price that will give you the financial boost you need. Contact us for more information.

Featured Image: Image Credit

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by esther via Mason Buys Houses